Artha Quant Score & Rating
About Artha Quant Score: Scores are algorithmically synthesized from NEPSE quarterly filings (P/E, ROE, P/B ratios), sector-specific operational metrics, balance sheet cushion, and price momentum. Intended for research and educational benchmarking, not financial advice.
Valuation & Key Ratios
Regulatory Solvency, Asset Quality & Efficiency
Financial Intelligence & Key Takeaways
Fair Market Valuation: P/E 23.82x
The company trades at a balanced valuation multiple of 23.82x earnings, aligned with peer sector norms.
Priced Above Graham Value (Rs 505.75)
Stock price trades well above Graham's tangible value (Rs 505.75), relying heavily on anticipated growth rather than asset backing.
Strained CD Ratio: 116.42% (Regulatory Ceiling Breach Risk)
CD ratio of 116.42% leaves minimal buffer below the 90% ceiling, restricting near-term credit disbursement without additional deposits.
Elevated NPL: 9.8% (Credit Stress Alert)
Non-performing loans stand elevated at 9.8%, creating heavy impairment provisioning charges that erode bottom-line profitability.
Superior Capital Efficiency: ROE 21.89%
The business generated an annualized return on equity (ROE) of 21.89%, reflecting exceptional capital discipline, moat strength, and high compounding quality.
MSLB Related News & Market Dispatches
Increasing lending in the private sector, deposits in banks 83 trillion 50 billion
Kathmandu. In the 2 months of the current fiscal year 2083/084, loans from banks and financial institutions to the private sector increased by 1.6 percent (93 billion 52 million) and reached 59 trillion 50 billion 58 million. According to the report on the economic and financial situation up to August published by Nepal Rastra Bank. During the same period last year, such [...]
Preparing to bring in private investment in the energy sector, LOI will be given to the private sector
Kathmandu. Energy, Water Resources and Irrigation Minister Viraj Bhakta Shrestha has said that the necessary policy arrangements to allow the private sector to enter the electricity business have reached the final stage. He informed that preparations are being made to give the Letter of Intent (LOI) to the private sector. While reviewing the work progress of the last 6 months held at the Ministry on Wednesday, Minister Shrestha said that the energy sector will be the basis of the country's economic development [...]
NEPSE shock to Vindhyavasini Hydropower, demand clarification within three days
Kathmandu. Nepal Stock Exchange (NEPSE) has suspended the share trading of Vindhyavasini Hydropower Development Company Limited due to late provision of price sensitive information. NEPSE has also directed the company to submit an explanation within three working days. According to NEPSE, the meeting of the board of directors of the company was held on October 26 at 3:30 pm. The meeting will convene the annual general meeting, book [...]
Quarterly Reports & Disclosures
| FY | Quarter | Net Profit | EPS | Book Value | CD Ratio | NPL | P/E |
|---|---|---|---|---|---|---|---|
| 082/083 | q4 | Rs 19.33 Cr | 49.88 | 227.91 | 116.42% | 9.8% | 23.7x |
| 082/083 | q3 | Rs 12.28 Cr | 42.26 | 210.37 | 313.55% | 8.17% | 28.0x |
| 082/083 | q2 | Rs 7.00 Cr | 36.14 | 196.86 | 309.43% | 8.8% | 32.8x |
| 082/083 | q1 | Rs 3.45 Cr | 37.28 | 223.60 | 116% | 5.95% | 31.8x |
| 081/082 | q4 | Rs 1.70 Cr | 4.60 | 214.39 | 110.71% | 12.16% | 257.4x |
| 081/082 | q3 | Rs 4.06 Cr | 14.62 | 194.51 | 110.53% | 4.96% | 81.0x |
| 081/082 | q2 | 8,959,803.25 | 5.56 | 199.31 | 111.69% | 4.89% | 212.9x |
| 081/082 | q1 | 449,884.57 | 0.14 | 208.42 | 107.81% | 4.83% | 8457.1x |
| 080/081 | q4 | Rs 3.22 Cr | 9.98 | 208.40 | 113.78% | 3.94% | 118.6x |
| 080/081 | q3 | Rs 3.23 Cr | 13.35 | 197.43 | 117.03% | 4.9% | 88.7x |