LIVE RATE BOARD
NEPSE:2,599.93+4.12 (+0.15%)
USD/NPR:रु. 151.42 / 152.02
91D T-Bill:1.0093%-0.34
CD Ratio:70.79%(Max 90%)
Interbank:2.75%
Total Deposits:रु. 8515 अर्ब
PRV

PRVU

Commercial BanksActiveQuant Score: 45/100

Prabhu Bank Limited

LTP Date:2026-10-13Financial Report:082/083 (Q4)
Last Traded Price
रु. 188.00
24h Change
-1.90 (-1.00%)

Artha Quant Score & Rating

Neutral / HoldComposite Rank
45/ 100
Overall Composite ScoreWeighted synthesis of fundamentals, balance sheet & momentum
4-Pillar Score BreakdownBenchmark /100
Valuation & Multiples50 / 100
P/E at -182.9x, P/B 1.3x
Profitability & Operations38 / 100
Annualized ROE -0.7%, EPS Rs -1.0
Asset Quality & Solvency41 / 100
NPL ratio 15.55%, CD 67.9%
Momentum & Market Trend48 / 100
24h move -1.00%

About Artha Quant Score: Scores are algorithmically synthesized from NEPSE quarterly filings (P/E, ROE, P/B ratios), sector-specific operational metrics, balance sheet cushion, and price momentum. Intended for research and educational benchmarking, not financial advice.

Valuation & Key Ratios

Fundamental Dossier
Market CapRs 44.26 B
Traded: 2026-10-13
P/E Ratio-182.94x
FY 082/083 (Q4)
P/B Ratio1.33x
FY 082/083 (Q4)
Reported EPSरु. -1.02
FY 082/083 (Q4) (Ann.)
Book Value (BVPS)रु. 140.92
FY 082/083 (Q4) Audit
Graham Number-
FY 082/083 (Q4) Model
PEG Ratio1.43x
Growth: -127.66% (YoY)
DPS / Div Yield-14.27% (रु. -26.8)
FY 081/082 Declared
Promoter Holding: 51%Public Float: 49%

Regulatory Solvency, Asset Quality & Efficiency

082/083 (Q4)
CAR (Capital Fund)11.83%Min 11%
CD Ratio67.86%Max 90%
NPL Ratio15.55%Watch < 5%
Cost of Funds3.25%Avg Deposit Cost
Base Rate4.99%Min Lending Rate
Interest Spread3.28%Max 4.0%
Return on Equity-0.71%Equity Return
Return on Assets-0.06%Asset Return
Balance Sheet & Profitability Highlights
Deposits:Rs 348.04 B
Loans:Rs 214.55 B
Net Profit:-241,243,000
Reserves:Rs 15.95 B
Distributable:-6,313,117,000
Paid-up Capital:Rs 23.54 B
Retained Earnings:-6,313,117,000
PRVU Interactive Price Trajectory
रु. 188.00+2.00 (+1.08%)2026-10-13
Period Highरु. 189.90
Period Lowरु. 185.10
Trading Sessions5
Hovered Volume164,542
185186188189190
2026-09-28 (Start)2026-10-13 (Latest)

Financial Intelligence & Key Takeaways

Robust Liquidity: CD Ratio 67.86% (22.14% Headroom)

CD ratio stands comfortably at 67.86% against NRB's statutory 90% cap, providing ample 22.14% credit expansion headroom.

Elevated NPL: 15.55% (Credit Stress Alert)

Non-performing loans stand elevated at 15.55%, creating heavy impairment provisioning charges that erode bottom-line profitability.

Subdued Capital Efficiency: ROE -0.71%

Annualized return on equity (ROE) stands depressed at -0.71%, lagging risk-free fixed deposit yields and demanding capital turnaround.

PRVU Related News & Market Dispatches

3 Dispatches
बैंकिङ र वित्तीयOct 15

Increasing lending in the private sector, deposits in banks 83 trillion 50 billion

Kathmandu. In the 2 months of the current fiscal year 2083/084, loans from banks and financial institutions to the private sector increased by 1.6 percent (93 billion 52 million) and reached 59 trillion 50 billion 58 million. According to the report on the economic and financial situation up to August published by Nepal Rastra Bank. During the same period last year, such [...]

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प्रमुख समाचारOct 14

Preparing to bring in private investment in the energy sector, LOI will be given to the private sector

Kathmandu. Energy, Water Resources and Irrigation Minister Viraj Bhakta Shrestha has said that the necessary policy arrangements to allow the private sector to enter the electricity business have reached the final stage. He informed that preparations are being made to give the Letter of Intent (LOI) to the private sector. While reviewing the work progress of the last 6 months held at the Ministry on Wednesday, Minister Shrestha said that the energy sector will be the basis of the country's economic development [...]

Read dispatch →
पुँजी बजारOct 14

NEPSE shock to Vindhyavasini Hydropower, demand clarification within three days

Kathmandu. Nepal Stock Exchange (NEPSE) has suspended the share trading of Vindhyavasini Hydropower Development Company Limited due to late provision of price sensitive information. NEPSE has also directed the company to submit an explanation within three working days. According to NEPSE, the meeting of the board of directors of the company was held on October 26 at 3:30 pm. The meeting will convene the annual general meeting, book [...]

Read dispatch →

Quarterly Reports & Disclosures

39 Reports
FYQuarterNet ProfitEPSBook ValueCD RatioNPLP/E
082/083q4-241,243,000-1.02140.9267.86%15.55%-182.9x
082/083q3Rs 85.15 Cr4.82146.2673.63%8.84%38.7x
082/083q2Rs 1.01 B8.62146.1770.91%7.94%21.6x
082/083q1Rs 55.85 Cr9.49163.5569.46%5.78%19.7x
081/082q4Rs 87.23 Cr3.71162.0070.78%7.01%50.3x
081/082q3Rs 1.88 B10.63147.2973.33%5.09%17.6x
081/082q2Rs 1.34 B11.35144.7974.95%5.06%16.4x
081/082q1Rs 1.03 B17.68159.9374.73%4.94%10.6x
080/081q4Rs 51.09 Cr2.17154.7674.66%4.78%86.0x
080/081q3Rs 1.81 B10.26142.6083.7%4.81%18.2x
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Corporate Profile

Symbol:PRVU
Sector:Commercial Banks
Listed Shares:-
Registrar:Prabhu Capital Limited
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Banking Liquidity Tracker
As of 2026-10-11
CD Ratio
70.79%(+19.21% Headroom)
0%NRB Limit: 90%
Total Deposits
रु. 8,515 अर्ब
Commercial: Rs 7701B
Total Credit
रु. 6,077 अर्ब
Commercial: Rs 5401B
Interbank Daily Rate2.75%
As of: 2026-10-11NRB Source
Market & Rates Board
Full Market →
NEPSE Index
2,528.16-0.76%
Banking CD Ratio
71.28%(<90%)
Interbank Rate
2.75%
USD / NPR (Buy)
रु. 134.82
91D T-Bill
3.14%
Source: NRB / NEPSELIVE / 24H